Insured and non-insured livestock farmers’ perception toward livestock insurance- a case study of Faisalabad-Pakistan.

Livestock and Rural Household Food Security: The Case of Small Farmers of the Punjab, Pakistan

Selling Formal Insurance to the Informally Insured

Farmers face enormous production risks due to unpredictable rainfall, yet most do not have any formal insurance. One explanation for this is the existence of informal network-based risk sharing. Using a randomized controlled experiment, we study the demand for, and effects of, offering formal index-based rainfall insurance in an environment of tightly knit informal risk sharing networks: sub-ca...

Estimating the Effect of Crop Insurance on Input Use when Insured Farmers are Monitored

Monitoring is one way to alleviate the moral hazard problem rampant in crop insurance programs. Lacking data on monitoring, we test the effectiveness of monitoring on reducing moral hazard behavior indirectly. We first propose a theoretical model that takes into account several features of the Philippines crop insurance program. Our model predicts that if monitoring is effective, then crop insu...

Socio-economic Factors Affecting Acceptance of Livestock and Rangelands Insurance (Case Study: Agh Ghala county, Golestan Province, Iran)

Insurance services and financial compensation are regarded for the consequences of events that may happen or not.Farmers and stakeholders can be benefited from the agricultural and natural resources insurance so that they can attain much more stability in resources management, especially through mitigating the effects of potential and imminent risks. The current research was aimed to determine ...

Overuse and insurance plan type in a privately insured population.

OBJECTIVES A substantial portion of healthcare spending is wasted on services that do not directly improve patient health and that cause harm in some cases. Features of health insurance coverage, including enrollment in high-deductible health plans (HDHPs) or health maintenance organizations (HMOs), may provide financial and nonfinancial mechanisms to potentially reduce overuse of low-value hea...